Most people who want to buy a home fall into the trap of only speaking to the bank they have their transaction account with. This limits your choices significantly, as the following diagram illustrates:
The main message you should be receiving is that your bank can only recommend their mortgage products to you - regardless of whether there are better mortgage products available to you! They will never tell you that you'd be better off with another bank.
As an independent adviser I look at mortgage products across the market, and recommend the best mortgage for you and your unique circumstances. And as a home owner and property investor myself, I understand how important it is that you obtain the right mortgage with the right lender.
Many of my clients tell me how they find the mortgage market so confusing that the 'easiest' option is just to go with their current bank - but after a consultation with me they feel much more confident about their options, and how the mortgage market works.
My promise is that i'll work with you, and for you, so that you are given the best opportunity to succeed and achieve your goals.
Contact me now for your complimentary consultation.