This strategy, which is available to some business owners, allows you to optimise your personal and business insurances by significantly increasing the scope of health and injury related illnesses that you're covered for, whilst also reducing your ACC levy.
So why should you be interested?
All of us contribute to ACC, which covers you for accidents - but not for higher-risk health related illnesses like cancer, heart attack or stroke; which means ACC is not available to you for the higher-likelihood health events that can significantly impact your health and business.
What kind of impact on your business would it have if you suffered one of these critical illnesses? What impact would it have on your family?
If you don't have any insurance, then you're potentially leaving yourself, your business and your family exposed.
If you have insurance but you haven't reviewed it for a while, then you're probably not getting the highest quality insurance available within your budget.
If you have insurance and your situation has changed since you took it out (for example, you've taken on more debt, you've had children, you've divorced, you've opened a business) then you probably don't have appropriate insurances or cover levels in place.
As the key person in your business it is vital that you have the appropriate insurance strategy in place to protect you, your family and your business.
If you'd like to know more contact me so we can organise a catch up to discuss your needs. I look at all insurers in the market and identify which insurances best meet your needs, and provide you with a recommendation. I'll walk you through the process, and help you understand why I've recommended a particular protection package.
My objective is to help individuals and business owners get the most out of their insurance, so that they can focus on getting the most out of life.